From chaos to clarity

From cards to invoices, all your business spending in one place. Take control of your business spend today.

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12x

faster to close books

~RM100K

annual savings

4,000+

modern businesses trust us

THE OPERATIONAL GAP

Modern business, running on manual finance

Six patterns we hear from nearly every Malaysian business before they switch to Swipey.

No real-time visibility

"We found out about the overspend 3 weeks later."

Manual reconciliation

End-of-month receipt chaos.

Staff fronting cash

Employees waiting weeks for reimbursement.

OTP & card sharing

"Boss, can you send me the OTP?"

Late payment penalties

Invoices buried in someone's inbox.

Fragmented systems

4 banks, 2 spreadsheets, 1 prayer.

4,800+

hours lost to manual finance per year

RM240K

productivity cost annually
(100-person team)

Fraud & Compliance Risk

from no audit trail or spend controls

Delayed Decisions

leadership never has real-time data

THE PLATFORM

One workspace for every business spend

Everything below runs on the same account, the same rules, and the same real-time ledger.

Spend your way

Corporate cards (virtual & physical), DuitNow QR, cross border transfers, and invoice & bill payments — all from one account.

Virtual & physical cards DuitNow QR Cross-border transfers Zero shared credentials

Spend & Merchant Control

Merchant category restrictions, approval workflows, & spending limits are set by team, department, or entity — however your business is structured.

Virtual & physical cards DuitNow QR Cross-border transfers Zero shared credentials

Bills & Vendors

Forward invoices and Swipey handles the rest, locally and internationally. Swipey auto-captures invoice data the moment it arrives.

Mobile Capture

Submit expenses, let Alfie AI scan & capture receipts in real-time, and pay via QR — wherever you are.

Accounting Integrations

AI-assisted auto-mapping that syncs transactions automatically to Bukku, Xero, or QuickBooks to close your books 12x faster.

Insights Dashboard

Centralized spend visibility with real-time analytics and audit and compliance ready reports across your entire business.

AND ONE MORE THING

Everything above, for every entity you run.

Running multiple companies? Each entity gets its own cards, limits, and spend policies — fully isolated, all in one workspace. One login. Every business you own.

🏦 Holding Companies 🏬 Multi-Outlets 🎨 Agencies 🏗️ Divisions 🧩 Departments 🚀 Ventures

HOW IT WORKS

Four stages, one continuous flow

A real transaction's path through Swipey — from the moment it's spent to the moment your books close.

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Pay without the paperwork

Employee spends while Alfie AI captures and categorises the receipt instantly.

Smart Controls, Zero Bottlenecks

Rule-based approval routing means routine spend moves automatically. MCC controls and systemic rules flag unusual or high-risk transactions for human review — so nothing slips through.

Synced and reconciled, automatically

Transactions auto-sync to your preferred accounting software. Every spend is tracked, categorised, and matched — books update in real-time.

Close your books. Stay compliant.

Audit-ready reports, compliance-ready records, and full spend visibility — all in one place. Better insight to run a smarter business, and close books up to 12× faster

TRUSTED BY 3,000+ MALAYSIAN BUSINESSES

What businesses running on Swipey say

"Swipey is a phenomenal solution. It's a godsend for a business like ours. Wish we knew about it earlier."

Faizan Khan
Smartpools Sdn. Bhd.

"Simple to use, effective and efficient way to manage expenses from different departments within our organisation."

Lester Neil Francis
Technogym Malaysia

"We moved away from employees charging on personal cards and agents invoicing us — this improved monitoring and savings."

Pravin Vijay
Kampong Kravers

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Join 4,000+ growing businesses across Malaysia who've replaced manual finance with Swipey.

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